Why BNC

BNC National Bank was founded with the goal of providing fast and exceptional customer service. We have provided mortgage loans for over 30 years as a retail bank with an ever expanding consumer direct (digital) mortgage division that has operated since the mid 2000’s. We have thrived due to our devotion to our core values and continual innovation. By utilizing revolutionary digital banking technology we have funded over 11 billion dollars and assisted almost 40 thousand families buy their dream home. BNC offers mortgage solutions to meet every person’s needs. We specialize in helping first time home buyers and veterans with a staff that has been assisting customers for decades.

  • HUMAN INTERACTION: BNC isn’t like the big name banks you are used to. We still employ a large team of loan originators who connect with customers 1-on-1. No, not kids fresh out of college who sit in a call center. We employ loan originators that have been killing it for years, even decades. Their sole job is finding the best possible loan solution to meet your needs, and they’re good at it.
  • ADVANCED TECH: Once you’ve decided to apply with BNC our back-end software makes the process easy. You can apply from your phone, on the go and in less than 10 minutes. After applying you can communicate with your loan originator however you want; by phone, email or text.
  • VETERAN SERVICE: BNC offers a wide variety of loans. However, we specialize in providing incredible options for first time home buyers and veterans. In fact, BNC is so committed to veterans that over half of our business comes from the sector. Unlike many other digital VA lenders who take advantage of American heroes BNC strives to provide low rates and exceptional service.
  • FIRST TIME BUYERS: BNC is proud to offer specific assistance options for those looking to buy their first home. Whether you just want to know what you can afford, want to make an offer or your offer was accepted we can make sure you’re living in your dream home in no time.