Welcome to my website.
Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. With over 30 years of mortgage banking experience, I have the expertise and knowledge you need to explore the many financing options available.
Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.
After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.
“Kirk Anderson went above and beyond the call of duty to get our loan done on schedule.”
It was due to your in depth review of our multiple businesses and bringing together all the moving pieces of our financials ,we were able to buy our dream house. With just 40 days to close the Escrow you made it so smooth by keeping us and the seller in the loop of all the progress , it was due to your experience and immense follow up we were able to timely close on the loan. I would highly recommend you and your team to any self employed person seeking to get Jumbo loan. Thanks for all your help!"
"Kirk you are awesome!!
It was a truly a pleasure to finally meet you today:) You made this process so easy for me as I was clueless.
I really can’t thank you enough!!!
Karen was spot on when she said you are the best in the business. I am very grateful she connected us."
-Kim J. Wholesale Manager, Chapman Corporate Wholesale
"I originally worked with Kirk Anderson in 2009 when I purchased my first home. Since it was my first home purchase I had a lot of questions, at all times of the day. Kirk was extremely helpful and answered all my phone calls and emails quickly.
Recently I learned of a home available in an ideal location. I knew immediatly that I would again work with Kirk on this purchase. Having a job that requires me to travel, Kirk was extremely flexible working around my schedual to get documents sent, papers signed, and questions answered. He even worked on my loan over the weekend, taking calls on Saturday and Sunday.
There is no other mortgage professional that I will work with in the future. Kirk is a professional, knowledgeable, and personable. He earned my business, and my trust, and he will be the first call I make the next time I need to purchase a home."
Barbara and I would like to thank you again for everything that you did to make our refinancing process quick and painless. Great job! If we hear of anyone else looking to refinance, we will definitely point them towards you."
"We worked with Kirk Anderson, at BNC Mortgage, to secure a home mortgage in March 2016. We never had such professional, hard working, dedicated service from a "mortgage originator" in our life.
He worked from start to finish, keeping us completely informed at every step of the process. Kirk was not only very professional but extremely dedicated to making sure this process was fast and efficient. He has a great sense of humor yet is very professional.
If we ever have a need to secure a mortgage again, Kirk will be the go to man for us. He is outstanding.
Thank you Kirk for your hard work and speed at which you secured this loan."
-Oscar and Cynthia L.
I have been wanting to purchase a home and as first time home buyer I was hesitant because I knew I wasn’t ready to start the process. One of my best friends happened to work at the same bank as Kirk and encourage me to contact him. I contacted Kirk about Nov 2014 and I inquired about what I needed to do to buy a home. He asked me about my finances and about my credit history. He didn’t pull my credit and based on what I had told him, he gave me instructions on what to do in order to get my credit to where it needed to be in order to qualify for a loan. I was very thankful because he was giving me all this knowledge without even meeting me.
Fast forward to August 2015, I contacted him again and by following his instructions I was able to qualify for a loan. Throughout the loan process, he was always in contact with me, if I had any doubts or concerns he was always available to speak with me. I am very thankful for all his knowledge and the fact that he was able to take the time to explain things to me when I didn’t comprehend the process. I am very happy and lucky that I had pleasure to work with Kirk.
"I was referred to Kirk Anderson at BNC Bank through my Broker at Platinum Realty Network to obtain a loan for my new condo. I have to say that Kirk was always very prompt at getting back to me and explaining everything to me. He really went above and beyond for me. My new loan was all in place right away but we were having problems with my soon to be HOA for my condo. Their records and bookkeepers were not up to date enough to satisfy my new lender. They told Kirk it could take quite a while for their bookkeepers to get it done. Well, Kirk was talking to them daily and got it done very quickly, thanks to Kirk’s input. He is so knowledgeable and such a great guy that I would highly recommend him to anyone!!"
Just a note to let you know you are a refreshing breeze in a sticky banking climate. I really appreciate your active communication and how you work through the issues that often arise in loan transactions quickly and efficiently. It’s been a pleasure to work with you and I look forward to doing so again. Please feel free to use me as a reference for your services. You do nice work. ;)"
Mark S., Broker/Owner Silver Properties, Inc. Ironwood, MI
Now that our loan has funded Keith and I are so excited to be the owners of a new home together.
Keith and I married over 6 years ago. This will be the first Christmas we have had a home large enough to accommodate all of our parents, our children and our grand-children. It's our home for Christmas this year!!! This means the world to us and we can't thank you enough for how carefully and how quickly you got us to closing. You ran circles around everyone else and when a challenge came up you had several options available to get us through the process!
We were very impressed and certainly would not hesitate to refer you."
Thank you so very much,
Keith and Susan M.
Working with BNC National Bank for our Commercial and Residential Mortgage needs has been a very pleasurable experience. Loan processing was very expedient and fair. We were treated in the upmost respect. I would recommend BNC Bank, Sean and Kirk to anyone with Banking needs. Thanks again for your help and support."
Richard G. Saine, Phoenix, AZ
"Thank you very much Kirk, it was a great pleasure working with you. You are a great Man, I appreciated all of your great help. God bless you, and thanks again!"
Jaime Tutila, Phoenix, AZ
I just wanted to thank you for all your hard work with the multiple clients I have referred to your for mortgage loans. I have worked as a real estate agent for the past nine years and have encountered quite a few loan officers, some better than others but never one as professional as you have been. I cannot express enough how satisfied I am with your work and how happy and grateful my clients are with you. That speaks highly of your professionalism and I will most certainly not hesitate to recommend you to any of my acquaintances who may be in need of an honest and efficient mortgage broker in the future. The quality of service is simply impeccable and I appreciate it tremendously."
Monica Cazares, Tempe, AZ
It was really great to meet you today! Thanks so much for coming out to the title company to meet me and watch me write my name 10000x. I honestly do appreciate the support. You've been absolutely awesome to work with.
I was thankful when I realized early on in this process that you have a good sense of humor - that alone made this whole adventure so much easier and much less stressful (at least for me).
In an email back in early August, after we made it through the first round of prequalifying and decided the FHA loan was the best route to take, you said "I'm willing to go through the effort if you are, but there is still a possibility that it might not fly...". I want to remind you of that because I want to thank you for your dedication and perseverance. I know you invested a great amount of time and energy into this - and always had my best interest at the forefront.
Throughout the whole process I knew that if I had questions, you were always and email or phone call away.
I told Jeff that if he is ever working with a client who he wants to refer to you, I would be more than happy to be a reference earlier, this is not our 'forever' home. So once we win the lotto you can expect to hear from me again!
Thanks again Kirk!
Lauren Guerrini, Phoenix, AZ
"In this day and age when horror stories are abundant in the lender/ housing market I want to take a few minutes to share with you the absolutely phenomenal experience I had with my mortgage lender, BNC National Bank. To begin with I am a litigation attorney and have been one for over 30 years. During that time I have litigated a number of these horror stories and have been bewildered by the inefficiency, lack of communications, lack of diligence and most of all complete indifference that seems to permeate the large traditional mortgage lenders . I was therefore prepared for more of the same when I began the process .
My experience with BNC, however, was exactly the opposite. From the very first day I met with my mortgage consultant through the date of closing BNC was fantastic. It stayed on top of every detail and made sure all the Is were dotted and T's crossed. When I called or sent an email I always received a response, usually within minutes. My transaction was complex with multiple lenders, a short sale, and a lingering trustee’s sale lurking in the background. My mortgage consultant did whatever it took to make sure we met all of the multiple deadlines under circumstance where had we missed any single one of them the purchase would never have closed escrow. While I would like to attribute the success we experienced to the superior technical and organizational skills of BNC employees(which I am sure they have) in the final analysis it is my I opinion that the real reason for our great experience is the simple fact that the people at BNC really cared about us and seeing this transaction concluded. If anyone is considering what mortgage lender it should use for their home loan, BNC gets my highest recommendation."
John Dillingham, Arizona
"We recently purchased a home in Trilogy at Power Ranch located in Gilbert, Arizona and had the pleasure of working with Mr. Kirk Anderson, Senior Mortgage Consultant with BNC Bank of Glendale, Arizona. It was a true delight to work with a true professional who demonstrated the ultimate in professionalism. During our first meeting he outline for us what information would be required in order to begin the loan process and then proceeded to keep us posted every step of the way. His friendly, courteous service was most appreciated and made us feel very comfortable in moving forward with our loan. He also attended the closing on March 30th in Mesa, Arizona; something that we understand is not required. However, it was most helpful to have him attend the closing and to make sure that all bases were covered and that things were done correctly. It showed that he truly cared and wated everything to go perfectly. Just want you to know that you have a true professional in Kirk Anderson and that we will not hesitate to recommend his service to our friends and associates. He made our home buying experience most delightful."
Dennis & Flo Schulz
"I would like to take this opportunity to personally thank you for your assistance in arranging the financing related to the sale and purchase of the home in Anthem. Despite the challenges, you delivered the loan in a timely manner, and you provided invaluable guidance as well, which was greatly appreciated. You turned what is usually a difficult process for both buyers and sellers into a pleasant experience. I hope to work with you and your firm on many future loans."
Realtor, Anthem AZ
"We chose Kirk Anderson as our mortgage consultant, who handled our loan here in Bend. Again we were obligated to communicate via email/phone. We were impressed on how Kirk kept us updated and offered important advice when needed. Kirk was very much part of us being able to close on time, considering that the appraisal portion of the process was delayed. Kirk went way beyond the call of duty to expedite the follow-up. We can truthfully say that Kirk and BNC handled our entire loan process with care and professionalism and customer satisfaction was definitely part of their requirements."
Linda and Cliff Meyer
Kirk Anderson made it possible for my wife and I to buy our new home. In most cases you would probably think that’s not a big deal. In our case it was a huge deal. We let our Mortgage broker go after a month of bad information and excuses of why we need to pay more and why our interest rate was going to be higher than normal. After a few very frustrating phone conversations my wife and I spoke with Kirk. He explained details in a way that we completely understood how and more importantly why the process was not going to be easy. If you have ever bought a house as a business owner you understand how painful that can be. If you own a business and are going to buy a house then your in for a difficult ride. Besides our Realtor, Kirk is the only person I would trust to go into this process with ever again. He was the most informative and professional person I have had the privilege to work with. I explained to Kirk that failure to get this deal done was not an option and he worked diligently to get the deal in place with the most competitive rates that were lower than our original mortgage brokers rates. If you want a no hassle and upfront honest Broker , then Kirk Anderson is the only person you should be talking to. As a Veteran and business owner I could not have asked for a better experience. I am not a man that trusts what Bankers and Brokers say but I assure you this, I trust Kirk. My wife and I love the new house and thanks to Kirk we love that he is a man of integrity and has a work ethic like we do.
-Thomas S. Heckens CEO/ Founder Metris Global
"Like Kirk, I'm a Minnesotan, but unlike Kirk, I've remained in the frozen tundra rather than relocate to a place where the sun actually shines and the mercury occasionally moves north into positive degrees. Not holding that against Kirk, he's provided me with great service on several loans over the years. For me, more important than great service, is great ideas. Kirk always has ideas to get you a better product, better terms, and a better closing. I've noticed many of the "popular" loan services operate from a menu, and the options are fairly rigid and somewhat limited, and they don't appear to have the flexibility to shape, and fine tune a deal that can deliver the best outcome. People can use however they want for a loan, you're not restricted to your neighborhood bank, or your father's cousin's former roomate who works for Lending Tree. Just contact Kirk, get it rolling, and you'll have made a wise decision."
-Tim Moran Edina, Minnesota Periscope
"Kirk Anderson, Senior Mortgage Consultant with BNC National Bank, is absolutely THE BEST in his profession. As a REALTOR, many of my clients have chosen to work with Kirk at my recommendation. Additionally, my husband and I go to Kirk to help us with loans for our own purchases. Kirk consistently gets loans closed on time, and seamlessly, no matter whether the borrower is squeaky clean with high fico scores or one with multiple challenges. His communication skills are superior and I appreciate that he returns calls, text message and/or emails promptly, answering all of my questions or those of my clients. While in escrow, Kirk does a great job of updating all parties on the status of the loan process and attends nearly every one of his clients closings to answer last minute questions or resolve any unexpected hiccups. It is truly a pleasure to work with Kirk Anderson as he is knowledgeable, reliable and an all-around great individual.
As a 19 year full-time Arizona licensed REALTOR, I can choose to work with any number of lenders and loan officers in the area. And, I choose Kirk Anderson!"
REALTOR, ABR, CRS, BA
Like Kirk, I'm a Minnesotan, but unlike Kirk, I've remained in the frozen tundra rather than relocate to a place where the sun actually shines and the mercury occasionally moves north into positive degrees. Not holding that against Kirk, he's provided me with great service on several loans over the years. For me, more important than great service, is great ideas. Kirk always has ideas to get you a better product, better terms, and a better closing. I've noticed many of the "popular" loan services operate from a menu, and the options are fairly rigid and somewhat limited, and they don't appear to have the flexibility to shape, and fine tune a deal that can deliver the best outcome. People can use however they want for a loan, you're not restricted to your neighborhood bank, or your father's cousin's former roomate who works for Lending Tree. Just contact Kirk, get it rolling, and you'll have made a wise decision.