Phil Henriksen Jr

  • Loan Originator
  • NMLS: 872124
  • (248) 679-7800 x7803
  • (231) 923-8421
  • (248) 679-7853
  • 35055 West 12 Mile Rd, Suite 140
  • Farmington Hills, MI 48331
  • - 4.8
Survey Completed on May 4, 2021


Reviewed by Carolyn
"Phil was so easy to work with and a great communicator. "

  • - 4.8
Survey Completed on May 4, 2021


Reviewed by Pamela
"Phil did a super job communicating and moving the process along. I was very hesitate because of a very bad experience with another refi, and Phil understood my concerns and worked diligently to make our refi happen. The transaction went very smooth and even faster than I expected. Highly recommend Phil!"

  • - 5.0
Survey Completed on April 6, 2021


Reviewed by Lisa
"The process was easy and I was able to complete all the tasks on my cell phone. I had a problem uploading one of the documents and quickly received a phone call and solution. "

  • - 5.0
Survey Completed on April 4, 2021


Reviewed by Ebrahim
"Very professional, the process for closing went very smooth."

Hello, thank you for trusting me with your mortgage needs.  I am Phil Henriksen, a Sr. Mortgage Loan Officer at BNC National Bank’s Farmington Hills, MI location.  Over the past 9+ years, I have helped hundreds of people meet their mortgage goals and needs through Conforming, FHA, VA, and Jumbo mortgage options.  I enjoy working in the mortgage industry because it is extremely complex and ever changing.  When not at work, I am busy traveling around the country with my wife and children, watching my kids compete in athletics.  Other interests include fishing and watching sports on TV.

BNC National Bank was founded with the goal of providing fast and exceptional customer service. We have provided mortgage loans for over 30 years as a retail bank with an ever expanding consumer direct (digital) mortgage division that has operated since the mid 2000’s. We have thrived due to our devotion to our core values and continual innovation. By utilizing revolutionary digital banking technology we have funded over 11 billion dollars and assisted almost 40 thousand families buy their dream home. BNC offers mortgage solutions to meet every person’s needs. We specialize in helping first time home buyers and veterans with a staff that has been assisting customers for decades.