Phil Henriksen

  • Senior Mortgage Lender
  • NMLS: 872124
  • (248) 679-7800 x7803
  • (231) 923-8421
  • (248) 679-7853
  • 35055 West 12 Mile Rd, Suite 140
  • Farmington Hills, MI 48331
  • - 5
Survey Completed on October 26, 2021


Reviewed by George Norman
"Right from the first phone call, Phil stayed in touch, and was always available to answer questions. He made sure we understood what was going on, so we never were left wondering where in the process we were. All paperwork was handled via email. There was no inconvenience. Even the final closing..."

  • - 5
Survey Completed on October 25, 2021


Reviewed by Michael F
"This is my 3rd mortgage in just over 18 months with Phil all have been excellent , seamless , fast and with a good APR. Very Happy Customer here!"

  • - 5
Survey Completed on October 24, 2021


Reviewed by Victor
"Phil explained the process well and was very responsive!"

  • - 5
Survey Completed on October 13, 2021


Reviewed by Josephine M.
"Phil was very informative, sent e-mails regularly to keep us informed, and quickly responded to any questions. The final "deal" was what I expected from my first estimate that he gave use. Great to work with!"

Hello, thank you for trusting me with your mortgage needs.  I am Phil Henriksen, a Sr. Mortgage Loan Officer at BNC National Bank’s Farmington Hills, MI location.  Over the past 9+ years, I have helped hundreds of people meet their mortgage goals and needs through Conforming, FHA, VA, and Jumbo mortgage options.  I enjoy working in the mortgage industry because it is extremely complex and ever changing.  When not at work, I am busy traveling around the country with my wife and children, watching my kids compete in athletics.  Other interests include fishing and watching sports on TV.

BNC National Bank was founded with the goal of providing fast and exceptional customer service. We have provided mortgage loans for over 30 years as a retail bank with an ever expanding consumer direct (digital) mortgage division that has operated since the mid 2000’s. We have thrived due to our devotion to our core values and continual innovation. By utilizing revolutionary digital banking technology we have funded over 11 billion dollars and assisted almost 40 thousand families buy their dream home. BNC offers mortgage solutions to meet every person’s needs. We specialize in helping first time home buyers and veterans with a staff that has been assisting customers for decades.