Phil Henriksen Jr

  • Loan Originator
  • NMLS: 872124
  • (248) 679-7800 x7803
  • (231) 923-8421
  • (248) 679-7853
  • 35055 West 12 Mile Rd, Suite 140
  • Farmington Hills, MI 48331
  • - 5
Survey Completed on July 30, 2021


Reviewed by Samantha Ruth Elizab
"This is our second time working with Phil. He helped us with a refli in the fall of 2020 and we had such a great experience then that we reached back out when we were purchasing a new home. He is so responsive, so helpful, and so efficient. We even closed early! He went above and beyond helping us get an appraisal ordered, working overtime to get documents ready so the sellers could sign before they left on vacation, and then closing out our purchase with grace and kindness. He's earned customers for life!"

  • - 5
Survey Completed on July 9, 2021


Reviewed by John T
"Phil made the process very simple. He was a pleasure to work with."

  • - 5
Survey Completed on June 15, 2021


Reviewed by William Frank
"Phil was helpful throughout the entire process. He answered any questions that we had in a timely manner and explained everything in detail."

  • - 5
Survey Completed on June 4, 2021


Reviewed by Amy P.
"Phil and his team are easy to work with. He has great attention to detail and stays on top of all the components of the loan process every step of the way. He is never too busy to take your call, explain details, and keep you informed about the progress of the process."

Hello, thank you for trusting me with your mortgage needs.  I am Phil Henriksen, a Sr. Mortgage Loan Officer at BNC National Bank’s Farmington Hills, MI location.  Over the past 9+ years, I have helped hundreds of people meet their mortgage goals and needs through Conforming, FHA, VA, and Jumbo mortgage options.  I enjoy working in the mortgage industry because it is extremely complex and ever changing.  When not at work, I am busy traveling around the country with my wife and children, watching my kids compete in athletics.  Other interests include fishing and watching sports on TV.

BNC National Bank was founded with the goal of providing fast and exceptional customer service. We have provided mortgage loans for over 30 years as a retail bank with an ever expanding consumer direct (digital) mortgage division that has operated since the mid 2000’s. We have thrived due to our devotion to our core values and continual innovation. By utilizing revolutionary digital banking technology we have funded over 11 billion dollars and assisted almost 40 thousand families buy their dream home. BNC offers mortgage solutions to meet every person’s needs. We specialize in helping first time home buyers and veterans with a staff that has been assisting customers for decades.